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Market Trends

Affordable Care Act, Individual Tax Policy & Corporate Tax Rates: What’s next?

Affordable Care Act, Individual Tax Policy & Corporate Tax Rates: What’s next?

Since President Donald Trump has been sworn into office he and Congress have begun to tackle their fiscal policy agenda. Here at Nations Lending, we think it’s important for clients to understand these policy changes and how it may impact the economy. Common policy changes may include: increase in defense spending, the repeal of the […]

Suspension of FHA Mortgage Premium Reduction

Suspension of FHA Mortgage Premium Reduction

On Friday, Jan. 20th 2017, Housing and Urban Development (HUD) suspended the premium rate cut for FHA backed loans until further notice. HUD’s letter implied that they felt the insurance fund was not yet stable and couldn’t afford the rate cut, therefore suspended it “indefinitely & effective immediately”. Nations believes that FHA loans are still a great […]

The Presidential Election, Interest Rates, and Mortgages: What Does It Mean?

The Presidential Election, Interest Rates, and Mortgages: What Does It Mean?

Donald Trump won the US Presidential Election and interest rates immediately shot up. Why? Although mortgage rates have been gradually moving higher since September, just after two post-election trading days, we find mortgage rates right where they were in February early this year. Trump won’t officially become President until January 20th 2017 but we are […]

6 Crucial Mortgage Questions to Ask

6 Crucial Mortgage Questions to Ask

Nations Lending’s experienced mortgage advisors are great at setting our borrower’s expectations and asking questions up front. We tell potential borrowers that if they are in the market to purchase or refinance a home, there are questions our clients will be asked. Some answers will potentially complicate the process, meaning more documentation will be required. […]

Buyer Behavior- Why Rent When You Don’t Have To?

Buyer Behavior- Why Rent When You Don’t Have To?

At Nations Lending we see first-hand how clients change over the years. There are shifts in financial demographics: credit score, income and median housing prices. But more importantly there are shifts in homebuyer behavior: an increase in the average age of a homeowner and increase in the length a person rents before buying. According to Zillow, across […]