Many consumers are familiar with the concept of “debt” when borrowing money. Let’s talk about a different kind of debt- financial evolution, specifically, debt financing. Having an understanding of the current environment is an asset for Nations Lending’s clients. Over the past 25 years non-financial corporate debt has only risen modestly as a share of […]
A home is where you go to feel safe. It’s where you want to relax with your family and lay your head down after a long tiring day. It’s not somewhere that you should feel worried about your safety. There are over 2 million home burglaries reported each year in the US. If you break […]
Nations Lending’s branch managers and originators know that Realtors are one of the most important sources of introducing home buyers to new communities. Motivating or enticing them to visit a new community can be difficult, however, since they are bombarded with invitations to events, mixers, and industry meetings, especially during the busy spring selling season. […]
The most basic explanation of an adjustable rate mortgage (ARM) loan is in its name, it is a loan in which the rate adjusts or changes. A fixed loan maintains the same interest rate through the life of the loan. ARM loans generally begin with a low rate which means a lower payment but chances […]
Nations Lending mortgage originators have had lots of experience with first time home buyers, and also with clients that continue coming back.
Often times our Nations Lending teammates are asked by their clients some pretty basic questions. Not everyone has a background in finance, and often time the concept of “amortization” puzzles NLC clients obtaining their first loan.
With the recent drop in interest rates, Nations Lending loan officers are being asked by their clients whether or not this is an opportune time to refinance.
The news recently from President Obama, and then HUD, regarding cutting the FHA mortgage insurance premiums was the focus recently of Nations Lending employees. But will it really have an impact?