Amortization: A Primer on How Loans Pay Off Over Time
Let’s go back to a basic, yet very vital organ of real estate: amortization, the heart of real estate finance, both at Nations Lending and other lenders.
Nations Lending: A Primer on a Few Things Every Borrower Should Have
Nations Lending mortgage originators have had lots of experience with first time home buyers, and also with clients that continue coming back.
Nations Lending: The Opposite of a “Forward” Mortgage is a…?
Our borrowers sometimes ask us what is true and not true about reverse mortgages. What are the most common reverse mortgage myths and facts?
Nations Lending Borrowers Either Live in the House or They Don’t
Financing investment and second homes can be more risky for Nations Lending and other lenders since the chance of the borrower defaulting on a house that is not their primary residence is much greater.
Communication is Very Important When Financing a Home
At Nations Lending, our loan officers know exactly how to communicate with their clients.
Buying and Selling a House Can Work Out Well
Many Nations Lending clients see advertisements (again) for house flipping. And although some view it with suspicion, the act of buying a home, renovating it, and selling it to hopeful buyers can be a winning situation for all involved.
Is the Increase in Housing Prices Real?
Nations Lending customers are located in many areas that are seeing price appreciation, but is the increase in housing prices real, or just a passing trend?
Market Conditions and Rent: A Rental Affordability Crisis?
Many cities that Nations Lending originates in are experiencing a rental affordability crisis as rent cost continues to increase. And we believe that this is increasing the motivation to buy a home rather than live in an apartment or rent.
A Quick Study on Mortgage Rates and the Federal Reserve
The Fed met recently. Does it matter? The low rate environment has Nations Lending loan officers and their clients wondering if the Federal Reserve will raise mortgage rates. The short answer is no. The Federal Reserve does not set mortgage rates.
Mortgage rates, Oil, and World Economies: What is Going on Out There?
You’d be hard-pressed to find a borrower that didn’t depend on oil in some way, whether it be for driving or heating fuel.