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Table: 1 of 2

Wells Fargo Jumbo Product
Purchase & Rate Term Refinance
Occupancy Loan Amount Min FICO Units Max LTV/CLTV
Primary ≤.75 mil 700 (Fixed Rate) 720 (ARMS) 1 80%
1-2 75%
2 75%
3-4 70%
>$750,000–$1,000,000 1 80%
1-2 75%
2 75%
3-4 70%
>$1,000,000–$1,500,000 1 80%
1-2 75%
2 75%
3-4 70%
>$1,500,000–$2,000,000 1 80%
1-2 75%
2 75%
3-4 70%
>$2,000,000-$2,500,000 1 75%
1-2 70%
>$2,500,000-$3,000,000 1 70%
1-2 65%
Second Home ≤$1,500,000 1 60%
1-2 80%
>$1,500,000–$2,000,000 1 85%
1-2 80%
Investment ≤$2,000,000 740 1-4 60%
Cashout Refinance
Primary ≤$750,000 720 1 70%
>$750,000–$1,500,000 1 70%
>$1,500,000–$2,000,000 1 65%
Second Home ≤$650,000 720 1 60%
>$650,000 – $1,500,000 1 70%
>$1,500,000– $2,000,000 1 65%
Investment ≤$2,000,000 740 1-4 60%

Table: 2 of 2

Product Guidelines
Product Variations
Fixed  15, 30 Year
ARM (Max LTV 80%)  5/1 ARM, 7/1 ARM 10/1 ARM
Debt Ratios
Max DTI 50%
Income Documentation
Full Doc
Assets
Full Asset Documentation

Wells Fargo:

Paul J. Chessare, AMP
Cell (217) 494-3015
Direct (217) 547-7318
[email protected]

Loan Coordinator:

Patricia Lantz
337-412-7096
[email protected]

Scenario Desk:

Susanna Carouthers
Direct: 330-338-7785
[email protected]

Product
Matrix

Program eligibility
Fact sheet

Non-conforming
Fact sheet

Contacts
Sheet

Initial loan
Submission checklist

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