Criterias sample 1

Product 1

Summary (mandatory)

12 months bank state

Target Borrowers (Mandatory)

NON QM

Products

PERSONAL OR BIZ BS

MAX Loan Amount

3,000,000

Min FICO

600

Max LTV

80

Cash Out

YES

Housing History

0/60

Bankruptcy

24 months

Income Doc

bank statements – full doc

Business Ownership Requirements

NO

Non- Warrantable Condo

YES possible

Calculating Monthly Income

100% for PERS & 50% for BIZ BS