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Product SmartSelf & SmartSelf Plus Alt Doc
For Borrowers Who: Qualify with 12 mo. bank statements
Max LTV 90% P/RT, no MI
85% Cash Out
Max DTI 50%
W2 Current Paystub Optional
Tax Returns – 4506t No
Derogatory Credit Seasoning 4yrs (Plus Program:
2-4yrs)
Mortgage History 1x30x12
(Plus Program: 0x30x12)
Asset Amortization Allowed
Max Cash Out $1M
Use Cash for Reserves Yes (Plus Program Only)
Minimum FICO 620
Financed Properties Up to 15
Loan Terms Fixed 30,ARM 5/1, 7/1, 10/1 withoptionalInterestOnly;Fixed40InterestOnly(ExcludingSmartVest)
Pre-Pay Penalty None

New Rez:

Sarah DcDowell
Direct: 318-502-2255
[email protected]

Scenario Desk:

Susanna Carouthers
Direct: 330-338-7785
[email protected]

NewRez Scenario desk:

email [email protected] and [email protected] (always CC Goldman)

NewRez Condo Review Team:

email [email protected] and [email protected] (always CC Goldman)

SmartSelf Guidelines

Initial Disclosure

SmartSelf Info

NewRez Bank Statement Flyer

Bank Statement Flyer

Scenario Tool

Current turn times

Tools

Forms

Policies and procedures

Lender Guide

Thanks!

Let's talk! 800-459-7512