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Product SmartFunds Asset Qualifier
For Borrowers Who: Qualify using eligible assets
Max LTV 90% Purch/RT
85% Cash Out
Max DTI Not Calculated
W2 Current Paystub No
Tax Returns – 4506t No
Derogatory Credit Seasoning BK, FC, SS, DIL:
Mortgage History 1x30x12: P/RT
0x30x12: CO
Asset Amortization Asset Qualification
Max Cash Out $1M
Use Cash for Reserves No
Minimum FICO 680
Financed Properties Up to 15
Loan Terms Fixed 30,ARM 5/1, 7/1, 10/1 withoptionalInterestOnly;Fixed40InterestOnly(ExcludingSmartVest)
Pre-Pay Penalty None

New Rez:

Sarah DcDowell
Direct: 318-502-2255

Scenario Desk:

Susanna Carouthers
Direct: 330-338-7785

NewRez Scenario desk:

email smartscenariodesk@newrez.com and MGoldman@NewRez.com (always CC Goldman)

NewRez Condo Review Team:

email projectreview@newrez.com and MGoldman@NewRez.com (always CC Goldman)

SmartFunds Guidelines

Initial Disclosures

SmartFunds Info

Scenario Tool

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Lender Guide