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Product SmartFunds Asset Qualifier
For Borrowers Who: Qualify using eligible assets
Max LTV 90% Purch/RT
85% Cash Out
Max DTI Not Calculated
W2 Current Paystub No
Tax Returns – 4506t No
Derogatory Credit Seasoning BK, FC, SS, DIL:
4yrs
Mortgage History 1x30x12: P/RT
0x30x12: CO
Asset Amortization Asset Qualification
Max Cash Out $1M
Use Cash for Reserves No
Minimum FICO 680
Financed Properties Up to 15
Loan Terms Fixed 30,ARM 5/1, 7/1, 10/1 withoptionalInterestOnly;Fixed40InterestOnly(ExcludingSmartVest)
Pre-Pay Penalty None

Contact info:

Patricia Lantz
337-412-7096
[email protected]

NewRez Scenario desk:

email [email protected] and [email protected] (always CC Goldman)

NewRez Condo Review Team:

email [email protected] and [email protected] (always CC Goldman)

Scenario Desk:

Susanna Carouthers
Direct: 330-338-7785
[email protected]

SmartFunds Guidelines

Initial Disclosures

SmartFunds Info

Scenario Tool

Current turn times

Tools

Forms

Policies and procedures

Lender Guide

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Let's talk! 800-459-7512