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Finally, true investor loan programs with rates closer to prime than hard money. Buyers may be able to qualify based on the cash flow of other investment properties, rather than personal income.

Correspondent Non-Delegated

SG Capital - EA Core

• For borrowers with near prime credit
• Up to 15 financed properties

SG Capital - EA Plus

• For investors who need a more expansive credit bucket
• Up to 10 financed properties

SG Capital – Investor Select

• For investors who want to qualify based on the asset cash flow rather than income or tax documentation
• For borrowers who have up to 20 investment properties

New Rez – SmartVest

• Max 80% LTV for Purchase
• Max 75% LTV for Cash Out
• DTI is not Calculated
• 4 year seasoning or Derogatory Credit
• Minimum FICO 620
• Up too 20 properties

Broker Non-Delegated

Angel Oak - PORTFOLIO SELECT

• Perfect for Borrowers with High Net Worth and Significant Assets
• No other income required

Angel Oak - INVESTOR CASH FLOW

• No Income/No ratio program designed for investors.
• Program qualifies using the cash flow of the subject property only

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