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Finally, true investor loan programs with rates closer to prime than hard money. Buyers may be able to qualify based on the cash flow of other investment properties, rather than personal income.

Broker Non-Delegated

Angel Oak - PLATINUM ASSET QUALIFER

• Perfect for Borrowers with High Net Worth and Significant Assets
• No other income required

Angel Oak - PORTFOLIO SELECT ASSET QUALIFER

• Perfect for Borrowers with High Net Worth and Significant Assets
• No other income required

Sprout Mortgage – Asset Optimizer (A11)

• DTI up to 50%
• Assets do NOT need to be liquidated or tied to the mortgage
• Non-Warrantable/Condotel OK
• 3 months reserves up to $1M
• Cash-out can be used to meet reserve requirement
• Gifts OK
• 1x30x12 OK on mortgage
• 1 appraisal up to $1.5M
• Foreign Nationals permitted