NLC’s Personal Mortgage Advisors take their jobs and clients seriously and know that their jobs aren’t done when your loan closes. We ensure that it really funded and make sure our clients know. As odd as it sounds, other lenders may not. Just because you signed loan docs doesn’t mean your mortgage funded. We remind […]
Yes, the record partial government shutdown ended late last week, but, regardless of who “won” or who “lost,” in a few weeks the whole thing could happen again. So it is a good time for NLC’s Personal Mortgage Advisors and their clients to take a look at it, hoping, of course, that history doesn’t repeat […]
Sure, the Trump Administration continues to grab the headlines, as does the partial government shutdown, and the football season winds up, NLC’s clients are focused on either financing a new home or consolidating debt by refinancing their existing home. Housing costs have increased in NLC’s footprint. In some cases, so astronomical that even full-time employees […]
When submitting a loan application to buy and finance a home, there are multiple things NLC needs to review. The most important are your income and employment, your credit history and credit scores, and your assets. Not what your plans are for Christmas, although our Mortgage Advisors are interested in that on a personal level. […]
As the partial shutdown of the federal government drags on, there is plenty of blame to go around. It is causing financial problems for furloughed workers who can’t refinance their mortgages or buy homes because lenders can’t verify their income, and for 90 percent of IRS employees (viewed as nonessential). NLC is open for business […]
The Federal Reserve has wrapped up 2018 with a key interest rate hike. Rates on credit cards, adjustable-rate mortgages, home equity lines of credit and some student loans will rise, increasing borrowers’ monthly payments. All have variable rates that directly respond to the Fed’s move. NLC’s clients should know that credit card rates are generally […]
Borrowers who are cared for by NLC know that rates are important but there is more to consider. You don’t want to bargain hunt for your mortgage professional, and there is plenty of “stuff” on the radio or internet with outlandish claims. Some homebuyers report they didn’t feel as if they were a priority and […]
NLC’s Personal Mortgage Advisors know that the idea of shopping around for a mortgage can be daunting. The fact is, however, that if you don’t shop around intelligently for your mortgage, you’re doing yourself a huge disservice. And we believe that you’ll pick NLC! If you’ve started thinking about getting a mortgage, you’ve probably been […]
What is a home inspection? A home inspection is a professional consulting service that determines the present condition of the home’s major systems; based on a visual inspection of accessible features. It focuses on the performance of the house, rather than cosmetic, code, or design issues. What does a home inspection include? A standard home […]
Is there such a thing as a “home buying” season? Yes! Many parts of the country do indeed experience certain times of the year that are more conducive to home buying. We’re here to help our clients during this process and wanted to point out a few things to consider when home searching. During the […]
